Reibanq NL

– Real Estate Investment Fund
– Real Estate Finance
– Cross Border Payments
– Risk Management & Compliance

Reibanq ITA

– Real Estate Finance
– Business Acccounts
– Credit & Insurance Brokerage
– .

Reibanq UK

– Invoice Factoring
– AR&AP Management
– Risk Management & Compliance
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Reibanq EU

– Alternative to Banks
– International Payments
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Privacy & Cookies Policy

Privacy and Cookies Policy

Reibanq LLC and its subsidiaries (“We”) are committed to protecting and respecting your privacy.
This policy (together with Cookies Policy) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.
Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.
By visiting https://reibanq.com, you are accepting and consenting to the practices described in this policy.
For the purposes of the Data Protection, the data controllers is
– Reibanq LLC, 16192 Coastal Hwy, Lewes, DE-19958, US

1. INFORMATION WE COLLECT FROM YOU

1.1. We will collect and process the following data about you:

a) Information You Give Us. This is information about you that you give us by filling in forms on our site, https://reibanq.us (the “Site”) or by corresponding with us by phone, email or otherwise. It includes information you search for a service, participate in discussion boards or use our private platform and when you report a problem with our site. The information you give us may include your name, address, e-mail address, phone number, financial information, personal description, photograph and family information.

b) Information We Collect About You. With regard to each of your visits to the site, we will automatically collect the following information:

I) Technical Information, including the internet protocol (IP) address used to connect to the internet, your login information, your browser type and version, your time zone setting, your browser plugin types and versions, operating system, platform and location;
II) Information about your visit, including the full Uniform Resource Locators (URL’s), clickstream to, through and away from our site (including date and time), services you searched or asked for, page response times, download errors, lengths of visits to certain pages, page interaction information (such as scrolling, clicks and mouse-overs), methods used to browse away from the page, and any phone number used to call our customer service team.

c) Information We Receive From Other Sources. This is information we receive about you if you use any of the other websites we operate or the other services we provide. We work closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, credit reference agencies).

2. COOKIES

2.1. Our website uses cookies to distinguish you from other users of the site. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site. For detailed information on the cookies we use and the purpose for which we use them, please see our below Cookies Policy.

3. USES MADE OF THE INFORMATION

3.1. We use the information held about you in the following ways:

a) Information You Give Us. We will use this information:

I) To carry out our obligations arising from any contracts entered into between you and us and to provide you with the information and services that you request from us;
The lawful basis on which we process data under this item, under the US General Data Protection Regulations (GDPR), is contract- this processing is necessary in order for us to fulfil our contractual obligations to you, or because you have asked us to do something before entering into a contract (eg, made an enquiry).
II) To provide you with information about other services we offer that are similar to those that you have already enquired about;
III) To provide you, or permit selected third parties to provide you, with information on our behalf about services we feel may interest you. If you are an existing user, we will only contact you by electronic means (private electronic platform) with information about services similar to those which were the subject of a previous negotiations to you. If you are a new user, and where we permit selected third parties to use your data, we (or they) will contact you by electronic means only if you have consented to this.
IV) To notify you about changes to our service; and
V) To ensure that content from our site is presented in the most effective manner for you and your device.
The lawful basis on which we process data under items (II)-(V) above, under the US General Data Protection Regulations (GDPR), is legitimate interests – for us, this is the legitimate interest we have in (I) ensuring that our website functions as you would expect and that we are able to record the number of visitors, source of visits and interactions made with our website; and (ii) being able to target marketing at users who have come across our website online and are therefore potentially qualified leads for our services. On the basis that we are unable to access personally-identifiable information about individual users, we are satisfied that your interests as a user do not override those legitimate interests.

b) Information We Collect About You. We will use this information:

I) To administer our site and for internal operations, including data analysis, testing, research, statistical and survey purposes;
II) To improve our site to ensure that content is presented in the most effective manner for you and your computer;
III) To allow you to participate in interactive features of our service, when you choose to do so;
IV) As part of our efforts to keep our site safe and secure;
V) To measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you; and
VI) To make suggestions and recommendations to you and other users of our site about services that may interest you or them.
The lawful basis on which we process data under items (I)-(VI) above, under the US General Data Protection Regulations (GDPR), is legitimate interests – for us, this is the legitimate interest we have in (I) ensuring that our website functions as you would expect and that we are able to record the number of visitors, source of visits and interactions made with our website; and (II) being able to target marketing at users who have come across our website online and are therefore potentially qualified leads for our services. We are satisfied that your interests as a user do not override those legitimate interests.

c) Information We Receive From Other Sources. We will combine this information with information you give to us and information we collect about you. We will use this information and the combined information for the purposes set out above (depending on the types of information we receive).
The lawful basis on which we process data under this item, under the US General Data Protection Regulations (GDPR), is legitimate interests – for us, this is the legitimate interest we have in (i) ensuring that our website functions as you would expect and that we are able to record the number of visitors, source of visits and interactions made with our website; and (ii) being able to target marketing at users who have come across our website online and are therefore potentially qualified leads for our services. We are satisfied that your interests as a user do not override those legitimate interests.

4. DISCLOSURE OF YOUR INFORMATION

4.1. You agree that we have the right to share your information with:

a) Any member of our group, which means our subsidiaries or affiliates.
b) Selected third parties, including:

I) Business partners, suppliers and sub-contractors for the performance of any contract we enter into with them or you;
II) Advertisers and advertising networks that require data to select and serve relevant adverts to you and others. We do not disclose information about identifiable individuals to our advertisers, but provide them with aggregate information about our users. We may also use such aggregate information to help advertisers reach the kind of audience they want to target. We may make use of the personal data we have collected from you to enable us to comply with our advertisers’ wishes by displaying their advertisement to that target audience;
III) Analytics and search engine providers that assist us in the improvement and optimisation of our site;
IV) Credit reference and due diligence agencies for the purpose of assessing your personal financial score where this is a condition of us entering into a contract with you.

4.2. We will disclose your information to third parties:

a) In the event that we sell or buy any business or assets, in which case we will disclose your personal data to the prospective seller or buyer of such business or assets.
b) If Reibanq LLC or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.
c) If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our Terms of Use and other agreements; or to protect the rights, property of safety of Reibanq LLC and its subsidiaries, our staff, our members or others. This includes exchanging information with other companies and organisations for the purposes of fraud prevention and credit risk reduction.

5. WHERE WE STORE YOUR PERSONAL DATA

5.1. The data that we collect from you may be transferred to, and stored at a destination outside the US. It will also be processed by staff operating outside the US who work for us or for one of our suppliers. This includes staff engaged in, among other things, the fulfilment of your order, eventually the processing of your investment details and the provision of support services. By submitting your personal data, you agree to this transfer, storing or processing. Reibanq LLC and its subsidiaries will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.
5.2. All information you provide to us is stored on our secure servers. Any transaction will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone and we will never ask for your password.
5.3. Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

6. HOW LONG WE STORE YOUR DATA FOR

6.1 We store your data indefinitely.

7. YOUR RIGHTS

7.1. You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise this right at any time by contacting us.
7.2. Our site may, from time to time, contain links to and from the websites of our partners, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility to liability for these policies. Please check these policies before you submit any personal data to these websites.
7.3 We want to make sure that your personal information is accurate and up to date. You may ask us to correct or remove information you think is inaccurate.
7.4 If you believe that you are directly affected by our processing of personal data, you are entitled to as the Information Commissioner to consider whether the processing is likely to comply with the law.

8. ACCESS TO INFORMATION

8.1. The law gives you the right to access information held about you. Your right of access can be exercised in accordance with the law. Any access request will be free of charge.

9. CHANGES TO OUR PRIVACY POLICY

9.1. Any changes we make to our Privacy Policy in future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to this policy.

10. CONTACT INFORMATION

10.1. Questions and requests regarding this Privacy Policy are welcomed and should be addressed to: privacy@reibanq.com.

1. INFORMATION ABOUT OUR USE OF COOKIES

1.1. Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website, and also allows us to improve our site. By continuing to browse the site, you are agreeing to our use of cookies.

2. CONSENT TO RECEIVE COOKIES

2.1. A cookie is a small file of letters and numbers that we store in your browser or on the hard drive of your computer if you agree. Cookies contain information that it transferred to your computer’s hard drive.
2.2. We use the following cookies:

a) Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log in to secure areas of our website.
b) Analytical/performance cookies. These allow us to recognise and count the number of visitors and to see how visitors move around on our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
c) Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you and remember your preferences (for example, your choice of language or region).
d) Targeting cookies. These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

2.3. Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytics/tracking performance cookies or targeting cookies.
2.4. You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. If you use your browser settings to block all cookies, however, you may not be able to access all parts of our site.
2.5. Except for essential cookies, all cookies will expire after 120 days.